The Determination of the Factors Affecting Financial Technology Use Behavior of Students

Reny Ria; Widihastuti Widihastuti

doi:10.21831/economia.v19i2.52707

The Determination of the Factors Affecting Financial Technology Use Behavior of Students

Reny Ria, Yogyakarta State University
Widihastuti Widihastuti, Yogyakarta State University

10.21831/economia.v19i2.52707

Abstract

Abstrak

Penelitian ini dilakukan untuk menyelidiki dampak simultan dan parsial dari faktor-faktor penentu terhadap perilaku penggunaan teknologi finansial (tekfin). Selanjutnya, desain kuantitatif deskriptif digunakan dengan pendekatan kausal dengan sampel sebanyak 139 siswa SMK Negeri di Kota Madiun. Pengumpulan data juga dilakukan melalui pemberian kuesioner, dan analisis dilakukan dengan menggunakan structural equation modeling (SEM). Hasil penelitian menunjukkan bahwa niat perilaku, kondisi yang memfasilitasi, dan kebiasaan berpengaruh positif dan signifikan terhadap perilaku penggunaan tekfin secara simultan dan parsial.

Kata kunci: Kondisi Yang Memfasilitasi, Niat, Penggunaan Tekfin, Perilaku

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DOI: https://doi.org/10.21831/economia.v19i2.52707